Rates and Insurance Coverage

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Insurance Coverage

  • Anthem
  • Blue Cross Blue Shield
  • For other insurance plans, please ask your insurance company about using your out-of-network benefits.  Please ask them:  
    • What are my benefits for outpatient mental health treatment with an out-of-network provider?  
    • What is my reimbursement amount for psychotherapy/counseling with an out-of-network psychologist
    • Is there a limit to the number of therapy sessions my plan covers? 
    • What is my annual deductible for my out-of-network benefits
    • Is prior authorization required?
    • How/where do I submit my request for reimbursement with an out-of-network provider?

Frequently Asked Questions about Self-Pay vs. Insurance

1.   No diagnosis is required for self-pay clients.  While a diagnosis can be beneficial for some, it can have negative consequences for others (obtaining life, health, or disability insurance).


2.   When using insurance, our choices and treatment options may be limited.  Insurance determines what is considered “medically necessary.”  They have the right to deny a certain diagnosis, and dictate the number and length of sessions. 


3.   You will have complete privacy.  When using insurance, your information is shared with your insurance company, anyone involved in processing or handling the claims, and future employers.  Filing an insurance claim requires that you have a mental disorder/behavioral health diagnosis.  If you choose to use your insurance for reimbursement, I am required to give you a diagnosis which will be on your health records permanently.  You will need to check “yes” whenever asked on insurance applications if you have had counseling, as well as on some job applications, especially those that require a security clearance. 


4.   You can receive the specialized treatment you are seeking.  Although I may be out-of-network from your insurance company, you may prefer to receive the treatment you want with a provider who specializes in addressing your particular areas of concern.   

Rates

$150  per individual therapy hour (50 min)

$185  per 90-minute therapy hour (couples & families) 

$450  for gender-specific evaluations and care coordination

Payment

Cash, check, Venmo, PayPal, and all major credit cards including HSA cards are accepted for payment.  A 2.5% processing fee is applied to all credit card charges.  No additional charge is applied for cash or check payment.

Questions?

 Please contact me for further information.