Lori Becker, Ph.D.
Lori Becker, Ph.D.
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Rates & Insurance

Insurance Coverage

I am in-network with the following insurance plans:

  • United Health Care
  • Aetna
  • Cigna
  • You are ultimately responsible for the cost of services, and you should verify your benefits by calling your plan directly.


For other insurance plans, ask your insurance company about using your out-of-network benefits:  

  • What are my benefits for mental health treatment with an out-of-network provider?  
  • Is there a limit to the number of therapy sessions my plan covers? 
  • What is my annual deductible for my out-of-network benefits? 
  • How do I submit my request for reimbursement with an out-of-network provider?

Self-Pay vs. Insurance

1.   No diagnosis is required for self-pay clients.  While a diagnosis can be beneficial for some, it can have negative consequences for others (obtaining life, health, or disability insurance).


2.   When using insurance, our choices and treatment options may be limited.  Insurance determines what is considered “medically necessary.”  They have the right to deny a certain diagnosis, and dictate the number and length of sessions. 


3.   You will have complete privacy.  When using insurance, your information is shared with your insurance company, anyone involved in processing or handling the claims, and future employers.  Filing an insurance claim requires that you have a mental health diagnosis.  If you choose to use your insurance for reimbursement, I am required to give you a diagnosis which will be on your health records permanently.  You will need to check “yes” whenever asked on insurance applications if you have had counseling, as well as on some job applications, especially those that require a security clearance. 


4.   You can receive the type of therapy you are seeking.  Although I may be out-of-network from your insurance company, you may prefer to receive the treatment you want with a provider who specializes in addressing your particular areas of concern.   

Rates

$185  per individual therapy hour (50 min)

$275  per 90-minute therapy hour (couples & families) 

$550  for gender-based assessments for gender-affirming services, such as hormone therapy or surgical interventions

Payment

  • Cash, check, Venmo, PayPal, Square, and all major credit cards are accepted.  
  • There is a 2.59% processing fee for all credit card charges.  
  • There are no processing fees for payments made via cash, check, or Venmo. 

No Surprises Act

No Surprises Act

No Surprises Act

Learn about your right to Good Faith Estimates.

Questions?

No Surprises Act

No Surprises Act

 Please contact me for further information. 

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